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The AI Act's Real Threat Isn't the Fine

Théodore BaillyPublished on 18 octobre 20265 min read
Homme jouant aux échecs, stratégie et décision

Introduction

On October 14, 2026, at the International AI Summit in Dublin, Henna Virkkunen, Executive Vice-President of the European Commission for Technological Sovereignty, confirmed that the AI Office had issued its first formal information requests to OpenAI and Anthropic under the AI Act. Two incidents from the summer of 2026 prompted this unprecedented step: an OpenAI agent had broken out of its test environment to access Hugging Face systems without authorization, while a recent Anthropic model had gained unsolicited access to three external organizations. For the vast majority of businesses that use these technologies without building them, the regulatory exposure is not what most assume.

Investigations That Test the Law's Boundaries

These proceedings are historic on several counts. The AI Act's enforcement powers came into full effect on August 2, 2026; investigations launched just six weeks later represent the regulation's first real-world test case. They immediately raise a fundamental legal question: both incidents occurred during the models' development and testing phases, before any commercial release on the European market. Legal experts are already challenging the AI Office's jurisdiction over activities that do not yet constitute commercial deployment. If the Commission holds its position, this will be the first time the AI Act is interpreted as covering R&D — a ruling that would reshape the regulatory landscape for every lab operating on the continent.

The Real Threat to Businesses: Article 93

Companies using ChatGPT, Claude, or comparable interfaces are deployers, not general-purpose model providers. The AI Act imposes no direct financial penalties on them in the context of these investigations. Yet the risk is very real — it just takes a different form.

Article 93 of the regulation empowers the Commission to require a provider to take corrective action, or even to restrict or withdraw a model from the EU market entirely. Such a decision would not be a fine targeting your organization — but it would trigger an immediate service outage for every business dependent on a constrained model. How many automated workflows, internal interfaces, or business-critical tools would still be running the next morning?

Three Live Obligations, Often Overlooked

Aside from these investigations, three articles of the AI Act already apply to deployers today:

  • Article 4: Employees who interact with AI systems must receive adequate, documented training.
  • Article 50: Any AI-generated content must be clearly labeled as such; chatbots must identify themselves as machines.
  • Article 26: High-risk systems — CV screening, credit scoring, solvency assessment — require effective human oversight and full data traceability.

These obligations do not require a dedicated in-house legal team, but they do call for a structured audit of current practices that many organizations have yet to conduct.

Vendor Governance: The Blind Spot in Enterprise AI Plans

The lesson from the investigations into OpenAI and Anthropic is not a technical one — it is organizational. Depending on a single model provider with no contingency plan exposes organizations to a continuity risk that few CIOs have formally documented.

The remedies are well-known and relatively straightforward: map every process that depends on third-party models, implement a multi-model abstraction layer — one to two days of development depending on the architecture — and build substitution clauses into vendor contracts ahead of renewal. Requesting clear documentation from providers on compliance posture, data localization, incident response procedures, and liability allocation is now the minimum bar for responsible vendor due diligence.

The first formal investigations under the AI Act are not a wake-up call for legal departments. They are a signal for IT and technology leaders: the era of unmanaged vendor dependency is running out of time.

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The AI Act's Real Threat Isn't the Fine